"Cape Cod, MA Cape Cod, MA Banking Market",,,,,,,,,,,,
(For Commercial Banking and Thrift Organizations 6/30/05),,,,,,,,,,,,


NOTE: The table is based on 6/30/05 FDIC & OTS Summary of Deposits data (dollars in millions).  It reflects all mergers and bank holding company aqcuisitions completed by 3/31/06,,,,,,,,,,,,
"Holding Companies with at least one commercial bank subsidiary are always considered commercial banking organizations, even in markets where only their thrift(s) operate.",,,,,,,,,,,,

100% THRIFT WEIGHT,,,,,,50% THRIFT WEIGHT,,,,,,

Total Deposits,"$5,536.66 ",,,,,Total Deposits,"$4,163.09 ",,,,,

HERFINDAHL-HIRSCHMAN INDEX:,1397.4969,,,,,HERFINDAHL-HIRSCHMAN INDEX:,1511.1499,,,,,


Rank,Name,City,State,Deposits,Share,Rank,Deposits,Share,,,,
1,THE CAPE COD FIVE CENTS SAVINGS BANK,HARWICH PORT,MA,"$1,290.76",23.31,1,$645.38,15.5,,,,
2,"ROYAL BANK OF SCOTLAND GROUP PLC, THE",EDINBURGH,,$904.03,16.33,2,$904.03,21.72
3,"TORONTO-DOMINION BANK, THE",TORONTO,,$830.87,15.01,3,$830.87,19.96
4,SOVEREIGN BANCORP,WYOMISSING,PA,$543.56,9.82,4,$271.78,6.53
5,INDEPENDENT BANK CORP.,ROCKLAND,MA,$533.55,9.64,5,$533.55,12.82
6,BANK OF AMERICA CORPORATION,CHARLOTTE,NC,$520.78,9.41,6,$520.78,12.51
7,CAPE COD CO-OPERATIVE BANK,YARMOUTH PORT,MA,$339.05,6.12,7,$169.53,4.07
8,EASTERN BANK CORPORATION,BOSTON,MA,$315.12,5.69,8,$157.56,3.78
9,SEAMEN'S BANK,PROVINCETOWN,MA,$206.97,3.74,9,$103.49,2.49
10,CAMPELLO BANCORP,BROCKTON,MA,$27.50,0.5,10,$13.75,0.33
11,SECURITY FEDERAL SAVINGS BANK,BROCKTON,MA,$24.20,0.44,11,$12.10,0.29
12,FIRST HORIZON NATIONAL CORPORATION,MEMPHIS,TN,$0.27,0,12,$0.27,0.01