"Nantucket, MA Nantucket, MA Banking Market",,,,,,,,,,,,
(For Commercial Banking and Thrift Organizations 6/30/05),,,,,,,,,,,,


NOTE: The table is based on 6/30/05 FDIC & OTS Summary of Deposits data (dollars in millions).  It reflects all mergers and bank holding company aqcuisitions completed by 3/31/06,,,,,,,,,,,,
"Holding Companies with at least one commercial bank subsidiary are always considered commercial banking organizations, even in markets where only their thrift(s) operate.",,,,,,,,,,,,

100% THRIFT WEIGHT,,,,,,50% THRIFT WEIGHT,,,,,,

Total Deposits,$436.41 ,,,,,Total Deposits,$255.88 ,,,,,

HERFINDAHL-HIRSCHMAN INDEX:,7142.5058,,,,,HERFINDAHL-HIRSCHMAN INDEX:,5844.605,,,,,


Rank,Name,City,State,Deposits,Share,Rank,Deposits,Share,,,,
1,SOVEREIGN BANCORP,WYOMISSING,PA,$361.06,82.73,1,$180.53,70.55,,,,
2,BANK OF AMERICA CORPORATION,CHARLOTTE,NC,$75.35,17.27,2,$75.35,29.45