"New London, CT New London, CT Banking Market",,,,,,,,,,,,
(For Commercial Banking and Thrift Organizations 6/30/05),,,,,,,,,,,,


NOTE: The table is based on 6/30/05 FDIC & OTS Summary of Deposits data (dollars in millions).  It reflects all mergers and bank holding company aqcuisitions completed by 3/31/06,,,,,,,,,,,,
"Holding Companies with at least one commercial bank subsidiary are always considered commercial banking organizations, even in markets where only their thrift(s) operate.",,,,,,,,,,,,

100% THRIFT WEIGHT,,,,,,50% THRIFT WEIGHT,,,,,,

Total Deposits,"$5,559.53 ",,,,,Total Deposits,"$4,214.24 ",,,,,

HERFINDAHL-HIRSCHMAN INDEX:,1101.9603,,,,,HERFINDAHL-HIRSCHMAN INDEX:,1487.9397,,,,,


Rank,Name,City,State,Deposits,Share,Rank,Deposits,Share,,,,
2,"ROYAL BANK OF SCOTLAND GROUP PLC, THE",EDINBURGH,,"$1,219.64",21.94,2,"$1,219.64",28.94,,,,
3,"WASHINGTON TRUST BANCORP, INC.",WESTERLY,RI,$721.53,12.98,3,$721.53,17.12
4,BANK OF AMERICA CORPORATION,CHARLOTTE,NC,$581.91,10.47,4,$581.91,13.81
5,PEOPLE'S MUTUAL HOLDINGS,BRIDGEPORT,CT,$544.20,9.79,5,$272.10,6.46
6,THE CHELSEA GROTON SAVINGS BANK,NORWICH,CT,$538.89,9.69,6,$269.45,6.39
7,DIME BANK,NORWICH,CT,$369.51,6.65,7,$184.76,4.38
8,LIBERTY BANK,MIDDLETOWN,CT,$321.65,5.79,8,$160.83,3.82
9,"PSB HOLDINGS, INC.",PUTNAM,CT,$309.73,5.57,9,$154.86,3.67
10,"SI BANCORP, INC.",WILLIMANTIC,CT,$206.09,3.71,10,$103.05,2.45
11,JEWETT CITY SAVINGS BANK,JEWETT CITY,CT,$180.30,3.24,11,$90.15,2.14
12,WESTBANK CORPORATION,WEST SPRINGFIELD,MA,$142.73,2.57,12,$142.73,3.39
13,"CITIZENS NATIONAL BANCORP, INC.",PUTNAM,CT,$137.67,2.48,13,$137.67,3.27
14,EASTERN FEDERAL BANK,NORWICH,CT,$118.13,2.12,14,$59.06,1.4
15,NEWPORT FEDERAL SAVINGS BANK,NEWPORT,RI,$58.15,1.05,15,$29.07,0.69
16,ESSEX SAVINGS BANK,ESSEX,CT,$43.94,0.79,16,$21.97,0.52
17,WEBSTER FINANCIAL CORPORATION,WATERBURY,CT,$42.49,0.76,17,$42.49,1.01
18,"NEWALLIANCE BANCSHARES, INC.",NEW HAVEN,CT,$22.97,0.41,18,$22.97,0.55