"Torrington, CT Torrington, CT Banking Market",,,,,,,,,,,,
(For Commercial Banking and Thrift Organizations 6/30/05),,,,,,,,,,,,


NOTE: The table is based on 6/30/05 FDIC & OTS Summary of Deposits data (dollars in millions).  It reflects all mergers and bank holding company aqcuisitions completed by 3/31/06,,,,,,,,,,,,
"Holding Companies with at least one commercial bank subsidiary are always considered commercial banking organizations, even in markets where only their thrift(s) operate.",,,,,,,,,,,,

100% THRIFT WEIGHT,,,,,,50% THRIFT WEIGHT,,,,,,

Total Deposits,"$1,210.76 ",,,,,Total Deposits,$851.61 ,,,,,

HERFINDAHL-HIRSCHMAN INDEX:,2008.8241,,,,,HERFINDAHL-HIRSCHMAN INDEX:,1827.5801,,,,,


Rank,Name,City,State,Deposits,Share,Rank,Deposits,Share,,,,
1,THE TORRINGTON SAVINGS BANK,TORRINGTON,CT,$434.39,35.88,1,$217.19,25.5,,,,
2,FIRST LITCHFIELD FINANCIAL CORPORATION,LITCHFIELD,CT,$204.34,16.88,2,$204.34,23.99
3,WEBSTER FINANCIAL CORPORATION,WATERBURY,CT,$169.31,13.98,3,$169.31,19.88
5,CONNECTICUT MUTUAL HOLDING COMPANY,WINSTED,CT,$115.27,9.52,5,$57.63,6.77
6,PEOPLE'S MUTUAL HOLDINGS,BRIDGEPORT,CT,$106.75,8.82,6,$53.38,6.27
7,BANK OF AMERICA CORPORATION,CHARLOTTE,NC,$83.28,6.88,7,$83.28,9.78
8,SOVEREIGN BANCORP,WYOMISSING,PA,$47.23,3.9,8,$23.62,2.77
9,"TORONTO-DOMINION BANK, THE",TORONTO,,$35.54,2.94,9,$35.54,4.17
10,"NEWMIL BANCORP, INC.",NEW MILFORD,CT,$14.65,1.21,10,$7.32,0.86