"Waterville, ME Waterville, ME Banking Market",,,,,,,,,,,,
(For Commercial Banking and Thrift Organizations 6/30/05),,,,,,,,,,,,


NOTE: The table is based on 6/30/05 FDIC & OTS Summary of Deposits data (dollars in millions).  It reflects all mergers and bank holding company aqcuisitions completed by 3/31/06,,,,,,,,,,,,
"Holding Companies with at least one commercial bank subsidiary are always considered commercial banking organizations, even in markets where only their thrift(s) operate.",,,,,,,,,,,,

100% THRIFT WEIGHT,,,,,,50% THRIFT WEIGHT,,,,,,

Total Deposits,$860.48 ,,,,,Total Deposits,$625.35 ,,,,,

HERFINDAHL-HIRSCHMAN INDEX:,1524.2323,,,,,HERFINDAHL-HIRSCHMAN INDEX:,1620.5211,,,,,


Rank,Name,City,State,Deposits,Share,Rank,Deposits,Share,,,,
1,SKOWHEGAN SAVINGS BANK,SKOWHEGAN,ME,$220.99,25.68,1,$110.50,17.67,,,,
2,"TORONTO-DOMINION BANK, THE",TORONTO,,$188.54,21.91,2,$188.54,30.15
3,BANGOR SAVINGS BANK,BANGOR,ME,$89.46,10.4,3,$44.73,7.15
4,KEYCORP,CLEVELAND,OH,$89.10,10.35,4,$89.10,14.25
5,KENNEBEC SAVINGS BANK,AUGUSTA,ME,$73.74,8.57,5,$36.87,5.9
6,"GARDINER SAVINGS INSTITUTION, FSB",GARDINER,ME,$46.41,5.39,6,$23.21,3.71
7,BANK OF AMERICA CORPORATION,CHARLOTTE,NC,$42.67,4.96,7,$42.67,6.82
8,KENNEBEC FEDERAL SAVINGS AND LOAN ASSOCI,WATERVILLE,ME,$39.69,4.61,8,$19.85,3.17
9,CAMDEN NATIONAL CORPORATION,CAMDEN,ME,$25.42,2.95,9,$25.42,4.06
10,"BORDER BANCSHARES, INC.",SOUTH CHINA,ME,$25.15,2.92,10,$25.15,4.02
11,"FSB BANCORP, MHC",FARMINGTON,ME,$16.68,1.94,11,$16.68,2.67
12,"MERRILL MERCHANTS BANCSHARES, INC.",BANGOR,ME,$2.63,0.31,12,$2.63,0.42