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communities and banking
Spring 2002Spring 2002
Complete Issue pdf

Contents

  • Mind the Gap: Grandparents Raising Grandchildren pdf
    The population of grandparents raising their grandchildren is rising. These families face unique pressures, such as finding appropiate and affordable housing. In Boston, one housing community meets their needs. Others around the country may be on the way.
  • Research Review
    Home Appreciation pdf
    Do homes in low- and moderate- income areas of a city appeciate like homes in high income areas? Do owners of those lower-priced homes accumulate as much equity as owners of higher-priced homes? Karl Case and Maryna Marynchenko share their results, some of which are quite surprising.
  • Compliance Corner
    Updating HMDA pdf
    Carol Lewis of the Boston Fed provides lenders and others who track HMDA (Home Mortgage Disclosure Act) with an overview of changes to the Regulation that takes effect in 2003. She reviews the Regulation's expanding coverage, additional data reporting requirements, and definition changes.
  • Banking Trends
    A Number or a Person? pdf
    This fourth article in a five-part series on credit scoring showcases three different perspectives. Up for debate is how lenders can ensure fair treatment to all mortgage applicants and how consumers can be educated about the effect their credit score has on loan pricing.