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communities and banking
Spring 2003Spring 2003
Complete Issue pdf

Contents

  • Predatory Lending pdf
    Abusive lending practices have made headlines around the nation, and the issue remains hotly debated. Stephen O'Sullivan gives an overview and an update on the issue. He focuses on how various regulators and legislators are trying to curb abuses without limiting access to the subprime market. Research Review
  • Factoring Child Care into the Welfare to Work Equation pdf
    Child care supports are important in helping welfare recipients make the transition to work. Two states in New England enacted different welfare programs, and studies of these different state programs both attest to how adequate and affordable child care can influence a mother's decision to go to work.
  • Testing for Housing Discrimination: Findings from a HUD Study of Real-Estate Agents pdf
    Working with a real-estate agent is typically one of the first steps people take when looking to rent an apartment or buy a home. To determine whether people of certain races and ethnicities are treated differently during this process, HUD sponsored a nationwide Housing Discrimination Study. Julia Reade highlights findings.