A Proposal to Help Distressed Homeowners
by Chris Foote, Jeff Fuhrer, Eileen Mauskopf, and Paul Willen
The Myth of the Irresponsible
Investor: Analysis of Southern New England’s
Small Multifamily Properties
By Jeffrey Greenberg, Ren Essene, and Kai-yan Lee
Why Don't Lenders Renegotiate More Home Mortgages? Redefaults, Self-Cures, and Securitization
Public Policy Discussion Paper P09-4
by Manuel Adelino, Kristopher Gerardi, and Paul S. Willen
Neighborhood Stabilization and Land Banking
Communities and Banking, Summer 2009
by Frank S. Alexander, Emory University School of Law
Land banking helps communities that acquire foreclosed properties to retain them until market demand returns. Today the Housing and Economic Recovery Act of 2008 provides support for using land banking in neighborhood stabilization efforts.
A Proposal to Help Distressed Homeowners: A Government Payment-Sharing Plan
Public Policy Brief B09-1
by Chris Foote, Jeff Fuhrer, Eileen Mauskopf, and Paul Willen
Reducing Foreclosures
Public Policy Discussion Paper P09-2
by Christopher L. Foote, Kristopher S. Gerardi, Lorenz Goette, and Paul S. Willen
Making Sense of the Subprime Crisis
Public Policy Discussion Papers Series, paper no. 09-1
Kristopher S. Gerardi, Andreas Lehnert, Shane M. Sherland, and Paul Willen
Massachusetts’ Efforts to Address Foreclosed Properties
New England Community and Development, Issue 3, 2008
by Prabal Chakrabarti
Massachusetts has been ahead of the curve in combating neighborhood deterioration as real-estate-owned (lender-owned) foreclosed properties increase. Affordable housing developers, community groups, municipal and state officials, and nonprofits have created a Foreclosed Property Task Force and an online database that is accessible by all the partners. The database is already improving decision making about where resources would have the most impact.
Understanding Subprime Mortgage Defaults
New England Community and Development, Issue 2, 2008
Subprime Facts: What (We Think) We Know about the Subprime Crisis and What We Don't
Public Policy Discussion Paper P08-02
by Christopher L. Foote, Kristopher Gerardi, Lorenz Goette, and Paul S. Willen
Negative Equity and Foreclosure: Theory and Evidence
Public Policy Discussion Paper P08-03
by Christopher L. Foote, Kristopher Gerardi, and Paul S. Willen
Subprime Outcomes: Risky Mortgages, Homeownership Experiences, and Foreclosures
Working Paper No. W07-15
by
Kristopher Gerardi, Adam Hale Shapiro, and Paul Willen
Foreclosure's Price-Depressing Spillover Effects
on Local Properties: A Literature Review 
Public & Community Affairs Discussion Paper 08-1
by Kai-yan Lee
Foreclosure Prevention and Intervention
Efforts in New England
New England Community Developments, Issue 4, 2007
by Kai-yan Lee
As foreclosure rates have risen across New England, many have been asking for clarification about the full range of resources available to borrowers. This article describes the foreclosure prevention and intervention efforts currently underway in New England. We highlight the region’s largest initiatives as well as discuss the challenges these programs are facing as they work to provide assistance to consumers.
Massachusetts Mortgage Summit Issues Recommendations
New England Community Developments, Issue 3, 2007
by Julia Reade
This article describes the recommendations of the Massachusetts Mortgage Summit held in April 2007, including possible remedies to limit foreclosures and their impact on consumers and communities.
Foreclosure in Rhode Island
Communities & Banking, Spring 2007
by Carol Lewis
With foreclosure rates rising, banks and community groups are creating systems to help families keep their homes.
Tackling Foreclosure
Communities & Banking, Spring 2007
by Ricardo Borgos
With foreclosure rates rising, banks and community groups are creating systems to help families keep their homes.
Understanding Foreclosures in Massachusetts
Public & Community Affairs Discussion Paper 07-1
by Ricardo Borgos, Prabal Chakrabarti, and Julia Reade
Home Ownership in a High-Cost Region
Communities & Banking, Fall 2006
by Esther Schlorholtz, Boston Private Bank
A perfect storm is brewing in eastern Massachusetts:
high home prices, rising interest rates, and a proliferation
of high-cost mortgage products. More buyer education
and better state regulation of lenders not covered by
the Community Reinvestment Act are needed.
Alternative Mortgages: Managed Risk or Gamble?
Communities & Banking, Spring 2006
by Andrew Olszowy
Alternative mortgages may increase flexibility for lenders
and consumers, but they also add risk. The best advice
for all parties is to learn as much as possible about
these tools and proceed
with caution.
