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Home Mortgage Disclosure Act (HMDA) Data for New England

The Home Mortgage Disclosure Act was enacted by Congress in 1975 and is implemented by the Federal Reserve Board's Regulation C. This regulation provides the public with loan data that can be used to assist: in determining whether financial institutions are serving the housing needs of their communities; public officials in distributing public-sector investments so as to attract private investment to areas where it is needed; and in identifying possible discriminatory lending patterns. This regulation applies to certain financial institutions, including banks, savings associations, credit unions, and other mortgage lending institutions.

Data by Year


  • 2011

  • 2010

  • 2009

  • 2008

  • 2007

  • 2006

  • 2005

  • 2004
  • 1999-
    2003
  • Articles and
    Discussion Papers

2011 HMDA Data Tables

  1. Mortgage Applications by State and Purpose excel
  2. Home Purchase and Refinance Loans by State:  
    Applications, Originations, Denial Rates and High-Priced Loans     excel
  3. Home Purchase and Refinance Loans by State:
    Originations and Type of Loan     excel
  4. Home Purchase and Refinance Loans by State and Race/Ethnicity:  
    Applications, Originations, Denial Rates and High-Priced Loans     excel
  5. Home Purchase and Refinance Loans by Income and Race/Ethnicity:
    Applications, Originations, Denial Rates and Percent of High-APR Loans
    All New England excel
  6. Home Mortgage Loans by Race/Ethnicity and Type of Loan:
    Applications, Originations, and Denial Rates
    States and All New England excel
  7. Home Purchase and Refinance Loans by State and Low and Moderate Income (LMI) Borrowers and Census Tracts: Applications, Originations and Denial Rates and Type of Loan
    LMI and non-LMI Borrowers excel
    LMI and non-LMI Census Tracts excel
  8. Home Purchase and Refinance Loans by State, 2006 to 2011
    Home Mortgage Loans by State and Loan Purpose: Applications, Originations and Denial Rates excel

    Home Mortgage Loans by State and Loan Purpose: Percent of High-APR, Conventional and FHA Loans excel

    Home Mortgage Loans by Race/Ethnicity and Type of Loan: Applications, Originations and Denial Rates, and High-APR Loan excel

    Home Mortgage Denial Rates by Income and Race/Ethnicity excel

Discussion Paper

2010 HMDA Data Tables

  1. Mortgage Applications by State and Purpose excel
  2. Home Purchase and Refinance Loans by State:  
    Applications, Originations, Denial Rates and High-Priced Loans     excel
  3. Home Purchase and Refinance Loans by State:
    Originations and Type of Loan     excel
  4. Home Purchase and Refinance Loans by State and Race/Ethnicity:  
    Applications, Originations, Denial Rates and High-Priced Loans     excel
  5. Home Purchase and Refinance Loans by Income and Race/Ethnicity:
    Applications, Originations, Denial Rates and Percent of High-APR Loans
    All New England excel
  6. Home Mortgage Loans by Race/Ethnicity and Type of Loan:
    Applications, Originations, and Denial Rates
    States and All New England excel
  7. Home Purchase and Refinance Loans by State and Low and Moderate Income (LMI) Borrowers and Census Tracts: Applications, Originations and Denial Rates and Type of Loan
    LMI and non-LMI Borrowers excel
    LMI and non-LMI Census Tracts excel
  8. Home Purchase and Refinance Loans by State, 2006 to 2010
    Home Mortgage Loans by State and Loan Purpose: Applications, Originations and Denial Rates excel

    Home Mortgage Loans by State and Loan Purpose: Percent of High-APR, Conventional and FHA Loans excel

    Home Mortgage Loans by Race/Ethnicity and Type of Loan: Applications, Originations and Denial Rates, and High-APR Loan excel

    Home Mortgage Denial Rates by Income and Race/Ethnicity excel

2009 HMDA Data Tables

  1. Mortgage Applications by State and Purpose excel
  2. Home Purchase and Refinance Loans by State:  
    Applications, Originations, Denial Rates and High-Priced Loans     excel
  3. Home Purchase and Refinance Loans by State:
    Originations and Type of Loan     excel
  4. Home Purchase and Refinance Loans by State and Race/Ethnicity:  
    Applications, Originations, Denial Rates and High-Priced Loans     excel
  5. Home Purchase and Refinance Loans by Income and Race/Ethnicity:
    Applications, Originations, Denial Rates and Percent of High-APR Loans
    All New England excel
  6. Home Mortgage Loans by Race/Ethnicity and Type of Loan:
    Applications, Originations, and Denial Rates

    Connecticut excel
    Maine     excel
    Massachusetts excel

    New Hampshire excel
    Rhode Island excel
    Vermont excel

    		 All New England excel

2008 HMDA Data Tables

  1. Mortgage Applications by State and Purpose excel
  2. Home Purchase and Refinance Loans by State:  
    Applications, Originations, Denial Rates and High-Priced Loans     excel
  3. Home Purchase and Refinance Loans by State:
    Originations and Type of Loan     excel
  4. Home Purchase and Refinance Loans by State and Race/Ethnicity:  
    Applications, Originations, Denial Rates and High-Priced Loans     excel
  5. Home Purchase and Refinance Loans by Income and Race/Ethnicity:
    Applications, Originations, Denial Rates and Percent of High-APR Loans
    All New England excel
  6. Home Mortgage Loans by Race/Ethnicity and Type of Loan:
    Applications, Originations, and Denial Rates

    Connecticut excel
    Maine     excel
    Massachusetts excel

    New Hampshire excel
    Rhode Island excel
    Vermont excel

    		 All New England excel

2007 HMDA Data Tables

  1. Mortgage Applications by State and Purpose excel
  2. Home Purchase and Refinance Loans by State:  
    Applications, Originations, Denial Rates and High-Priced Loans     excel
  3. Home Purchase and Refinance Loans by State:
    Originations and Type of Loan     excel
  4. Home Purchase and Refinance Loans by State and Race/Ethnicity:  
    Applications, Originations, Denial Rates and High-Priced Loans     excel
  5. Home Purchase and Refinance Loans by Income and Race/Ethnicity:
    Applications, Originations, Denial Rates and Percent of High-APR Loans
    All New England excel
  6. Home Mortgage Loans by Race/Ethnicity and Type of Loan:
    Applications, Originations, and Denial Rates

    Connecticut excel
    Maine     excel
    Massachusetts excel

    New Hampshire excel
    Rhode Island excel
    Vermont excel

    		 All New England excel

 

2006 HMDA Data Tables

  1. Mortgage Applications by State and Purpose excel
  2. Home Purchase and Refinance Loans by State:  
    Applications, Originations, Denial Rates and High-Priced Loans     excel
  3. Home Purchase and Refinance Loans by State:
    Originations and Type of Loan     excel
  4. Home Purchase and Refinance Loans by State and Race/Ethnicity:  
    Applications, Originations, Denial Rates and High-Priced Loans     excel
  5. Home Purchase and Refinance Loans by Income and Race/Ethnicity:
    Applications, Originations, Denial Rates and Percent of High-APR Loans
    All New England excel
  6. Home Mortgage Loans by Race/Ethnicity and Type of Loan:
    Applications, Originations, and Denial Rates

    Connecticut excel
    Maine     excel
    Massachusetts excel

    New Hampshire excel
    Rhode Island excel
    Vermont excel

    		 All New England excel
  7. Home Purchase and Refinance Loans by State and Low and Moderate Income (LMI) Borrowers and Census Tracts: Applications, Originations and Denial Rates and Type of Loan
    LMI and non-LMI Borrowers excel
    LMI and non-LMI Census Tracts excel

2005 HMDA Data Tables

Income Level

Race/Ethnicity

Race/Ethnicity and Income Higher-Priced Loans

Data Source: 2005 Home Mortgage Disclosure Act (HMDA) Data
Additional tabulations are available from Federal Financial Institutions Examination Council (FFIEC).

Note: Please note that "Home Mortgage Disclosure Act data has limitations that make them an inadequate basis, absent other information, for concluding that an institution has not assisted adequately in meeting its community's credit needs or has engaged in illegal lending discrimination." (The Board of Governors of the Federal Reserve System).

 

2004 HMDA Data Tables

Income Level Race/Ethnicity Race/Ethnicity and Income Higher-Priced Loans

Data Source: 2004 Home Mortgage Disclosure Act (HMDA) Data

Note: Please note that "Home Mortgage Disclosure Act data has limitations that make them an inadequate basis, absent other information, for concluding that an institution has not assisted adequately in meeting its community's credit needs or has engaged in illegal lending discrimination." (The Board of Governors of the Federal Reserve System).

1999-2003 HMDA Data

New England

Income Level Race/Ethnicity Race/Ethnicity and Income

Data Source: 1999-2003 Home Mortgage Disclosure Act (HMDA) Data

Note: Please note that "Home Mortgage Disclosure Act data has limitations that make them an inadequate basis, absent other information, for concluding that an institution has not assisted adequately in meeting its community's credit needs or has engaged in illegal lending discrimination." (The Board of Governors of the Federal Reserve System).

HMDA Articles and Discussion Papers