Registration & Continental Breakfast

Welcome & Opening Remarks

Lynn E. Browne
Executive Vice President & Economic Advisor
Federal Reserve Bank of Boston

The New Regulation Z Credit Card Provisions:
What These Changes Mean for Cardholders and Issuers
Panelists will provide an overview of the changes to the regulation; discuss industry steps in response to the new rules; and offer a critique of the regulations, including their impact on both consumers’ access to credit and on current industry practices.

Carol Lewis
Consumer Regulations Specialist
Federal Reserve Bank of Boston
Presentation

Ed Mierzwinski
Consumer Program Director
U.S. Public Interest Research Group Industry Representative

Credit Scoring 101– Facts and Fallacies
Our speaker will shed light on some of the mysteries behind the credit-scoring process.

Thomas J. Quinn
Vice President
Global Scoring Solutions, Fair Isaac Corp.
Presentation

Novel Strategies to Encourage Savings
The presenter will provide various strategies to encourage and help consumers to save in these difficult economic times.

Timothy Flacke
Associate Director and Director of Business Development
D2D Fund, Inc.

Deposit Insurance: The Ultimate Safety Net

Paul Horwitz
Community Affairs Specialist
Federal Deposit Insurance Corporation

The Credit Counseling Perspective on the Financial Meltdown
Our speaker will talk about the latest credit issues that consumers are facing.

Mel Stiller
Senior Vice President of Education, Development and Community Relations
Money Management International/ Consumer Credit Counseling Services of Southern New England

Luncheon
Keynote Luncheon Address: Prospects for Consumers on Capitol Hill Under the New Administration

Ed Mierzwinski
Consumer Program Director
U.S. Public Interest Research Group