...you no longer have to call all 3 credit bureaus to order your free credit reports?

A recent amendment to the federal Fair Credit Reporting Act, (effective September 1, 2005) requires each of the national consumer reporting agencies, Experian, Equifax and TransUnion, to provide you with a free copy of your credit report, at your request, once every 12 months. Previously, consumers had to call each of these bureaus separately to order their credit reports.

You can order your credit reports in one of three ways:

Request by phone: (877)-322-8228

Request online: http://www.annualcreditreport.com
This is the only online source authorized to provide you with a free credit report: beware of other sites that may look and sound similar.

Request by mail:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281

Any one of the above means will help you obtain all 3 reports right away or one at a time, in a faster and more convenient manner.

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