Sponsored by the Emerging
Payments Research Group at the Federal Reserve Bank of Boston
July 26-27, 2006
Building on this inaugural effort, the Bank continues
to solicit new and innovative research on all aspects of the consumer
side of the U.S. payments system, especially investigations of the reasons
why consumers choose one payment method over another. Researchers and
practitioners from all sectors — academia, private industry, and
the public sector — and all related disciplines – economics,
business, banking and finance, marketing, psychology, sociology, and
others – who are studying consumer payment behavior are encouraged
to submit their research and analysis for consideration.
Following is
a representative, but not exclusive, list of the kinds of potential paper
topics we seek:
- Why do consumers use the payments instruments they use?
- What can behavioral economics tell us about consumer payment
choices?
- Does payment choice affect consumption, savings, and debt? Do
consumers use payments to smooth their consumption (pay now vs.
later)?
- Design, development, and collection of data on consumer payment
behavior.
- Consumer demand for payment technologies, including cash, checks,
credit cards, debit cards, stored value cards, Internet banking,
and ACH transactions.
- Pricing of payment technologies and the elasticity of consumer
demand for payment technologies.
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- Consumer perceptions and misperceptions about cost, safety, and
convenience of payment instruments.
- How does merchant acceptance affect consumer payment choice?
- The relationship between the use of payment technologies and
the pricing of goods and services.
- The impact of payment technologies on shopping time and consumer
or household behavior.
- The relationship between consumer demand for payment technologies
and consumer portfolio management.
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This two-day conference follows a unique format. Presentations will
be mainly academic and private sector research, but participants from
multiple sectors and/or multiple disciplines will analyze and discuss
all presentations to gain the broadest possible understanding of consumer
payment behavior. Also included will be panel discussions on important
consumer payment issues such as data developments and analysis, emerging
payment technologies, public policies, and many other topics. A goal
of the conference is to bring together researchers, practitioners, and
public policymakers to interact, communicate, learn from one another,
and develop cooperative joint ventures.
All papers selected and presented at the conference will be eligible
to be published as Working Papers or Public
Policy Discussion Papers by the Federal Reserve Bank of Boston.
These papers may also be submitted subsequently for publication to other
outlets without any restrictions by the Bank.
Please submit abstracts or completed papers (preferred) by March
15, 2006, to either:
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